What is an "at-fault" accident?

An "at-fault" accident refers to a situation where one driver is determined to be responsible for the collision. This determination is typically made based on the facts surrounding the incident, including factors like traffic laws, the actions of the drivers involved, and any evidence available. When a driver is found at fault, they may be liable for damages resulting from the accident, such as repair costs, medical expenses for injuries, and other related claims.

In contrast, an accident influenced solely by weather conditions does not designate fault to a driver; it's often considered an unavoidable circumstance. Similarly, a hit-and-run may complicate fault determination but doesn't inherently define an at-fault accident. Lastly, an accident causing no injuries is not a criterion for establishing fault—it is based primarily on who was responsible for causing the incident. Understanding what constitutes an at-fault accident is crucial for drivers in terms of insurance implications and legal responsibilities.